Terry has over 25 years of experience with employee benefit programs, and is the founder and President of United Benefit Advisors of Florida, LLC.

Along with advanced degrees in business, underwriting, and risk management, Terry has earned the following designations: Certified Financial Planner (CFP), Registered Employee Benefits Consultant (REBC), Registered Health Underwriter (RHU), Certified Life Underwriter (CLU), and Certified Fund Specialist (CFS). He also holds active health, life, annuities, and general lines licenses in many states.

Terry serves as a Legislative Chairman and PAC Chairman for the Florida Association of Health Underwriting and as PAC Chairman for the Southeast Region of the National Association Of Health Underwriters. 

Terry is a proud member of the Certified Financial Planners Board of Standards, the Society of Financial Service Professionals, the National Association of Insurance and Financial Advisors and the National Association of Health Underwriters (a Past President). He is active in service to his community, church and profession. Terry has lived all his life in the Greater Orlando area and enjoys spending his free time with his wife and two children.